Pricing is subject to an application check, but this will only affect the upfront cost, not the overall cost. In fact, the higher the upfront payment, the less you pay on your monthly phone charge.

For example, if a phone costs €600, and you pay €120 upfront, you would then pay €20 a month for 24 months. That all adds back up to €600.

However, if you have to pay €240 upfront for the same phone, it means your monthly charge will drop to €15 a month for 24 months. Again, it adds up to €600.

If you don't get the lowest upfront price, you can rest assured that everyone gets the same fair deal with Virgin Mobile.